Ron Mummau
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Cell: (717) 413-7555
Office: (717) 786-1300
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  • 520 Harbor Drive, Annapolis, MD 21403 Main Photo

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BEDS4 BATHS3 full SQUARE FEET2,600 MLS#MDAA2142262
STATUSACTIVE PROPERTY TYPEResidential - Single Family SUBDIVISIONHILLSMERE ESTATES SCHOOLANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Property Description

520 Harbor Drive isn’t simply another home hitting the market — it’s the opportunity buyers spend months waiting to find in Hillsmere and rarely secure. Perfectly positioned in the heart of one of Annapolis’ most loved waterfront communities, this home delivers the lifestyle that keeps people here for years: private beaches, marina access, boat ramps, a community pool, playgrounds, and effortless access to the South River and Chesapeake Bay. From the moment you arrive, the home feels polished, intentional, and completely move-in ready. This isn’t a cosmetic refresh — this home has been extensively renovated with permits and thoughtfully updated throughout, delivering the confidence and peace of mind buyers want. The work is already done with updated systems, quality finishes, and a level of care that is difficult to replicate. Inside, light-filled spaces and a flowing layout create the kind of everyday comfort buyers are searching for, anchored by a beautifully designed kitchen that opens seamlessly into generous living and gathering spaces built for both entertaining and real life. Step outside and the experience only gets better with a brand-new paver patio creating the perfect setting for summer gatherings, morning coffee, or evenings under the stars. The huge fully fenced backyard offers exceptional space and privacy, while the detached shed adds valuable storage and flexibility. And then there is Hillsmere itself — where life truly revolves around the water. Residents enjoy neighborhood traditions and waterfront gatherings throughout the year, from the annual Fourth of July bike parade to beach picnics and community events that bring neighbors together. The community beach features a playground overlooking the water, and many consider Hillsmere to offer one of the most desirable beach and pool lifestyles in Annapolis. This is more than a move-in ready home — it is a chance to become part of a community people fall in love with and rarely want to leave.

520 Harbor Drive | MLS# MDAA2142262

This single family home located at 520 Harbor Drive, Annapolis, MD 21403 is currently listed for sale with an asking price of $800,000. This property was built in 1968 and has 4 bedrooms and 3 full baths with 2600 sq. ft. Harbor Drive is located in the HILLSMERE ESTATES subdivision within the ANNE ARUNDEL COUNTY PUBLIC SCHOOLS school district. Search HILLSMERE ESTATES real estate on www.ronmummaurealtor.com today.

Upcoming Open Houses

Open House Saturday May 30th, 11:00am - 1:00pm

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Connecting Stairway, Daylight, Partial, Drain, Drainage System, Full, Fully Finished, Heated, Improved, Interior Access, Outside Entrance, Sump Pump, Walkout Stairs, Water Proofing System, Windows
Cooling: Central A/C, Ceiling Fan(s), Programmable Thermostat
Fuel Type: Electric
Heating: Forced Air, Heat Pump(s)
Home Style: 10000001218
Lot Size: 0.24 Acres
Roof Type: Asphalt
Stories: 2.0
Taxes: $5,244
Year Built: 1968

Feature Descriptions

Additional Structures: Above Grade, Below Grade
Appliances: Dishwasher, Disposal, Exhaust Fan, Microwave, Oven - Self Cleaning, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Water Heater
Community Amenities: Beach, Boat Ramp, Common Grounds, Marina/Marina Club, Mooring Area, Picnic Area, Pier/Dock, Pool - Outdoor, Pool Mem Avail, Tot Lots/Playground, Water/Lake Privileges
Exterior: Brick, Vinyl Siding
Exterior: Boat Storage, Exterior Lighting, Play Area, Street Lights
Flooring: Luxury Vinyl Plank, Ceramic Tile, Carpet
Interior: Attic, Breakfast Area, Carpet, Ceiling Fan(s), Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Country, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Recessed Lighting, Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Water Treat System
Lake Name: South River and Chesapeake Bay
Lot: Cleared, Corner, Front Yard, Landscaping, Rear Yard, SideYard(s)
Lot Dimensions: 0.24 Acre(S)
Parking Features: Asphalt Driveway
Parking Notes: 4 Total Parking Spaces
Sewer: Public Sewer
Special View Info: Garden/Lawn
SQFT Above Finished: 1300
SQFT Below Finished: 1300
SQFT Total Finished: 2600
Structure Type: Detached
Total Garage/Parking Spaces: 4
Water: Well

Local Schools

High School: ANNAPOLIS
Middle School: ANNAPOLIS
Elementary School: HILLSMERE
School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: Coldwell Banker Realty
Agency Phone: 4102638686

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Estimated Payment

$ 2,450.79 per month $1,780.45 Principal & Interest $437.00 Property Tax $233.33 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/30/2026. The listing information on this page last changed on 05/30/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 05/30/2026 12:00:25 AM EST) or Bright MLS (last updated Fri 05/29/2026 11:50:35 PM EST). Real estate listings held by brokerage firms other than Berkshire Hathaway HomeServices Homesale Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Agent License Information: 
Licensed in Pennsylvania and Maryland
Ronald Mummau 

309 West Fourth Street, Quarryville, PA 17566
717-786-1300

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